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What are the cut-off times for processing transactions?

K
Written by Kelechi Ekechukwu
Updated over 10 months ago

Internal transfers within your Lync accounts are processed instantly, regardless of the currency involved. You can transfer funds between accounts at any time, 24/7, without cut-off times or delays.

US Dollar (USD):

  • Swift (Priority) Payments: 5:30 PM WAT

  • Local (Regular) Payments: 9:45 PM WAT

  • For North America OKYC clients: 9:45 PM WAT

British Pound (GBP):

  • Swift (Priority) Payments: 5:15 PM WAT

  • Local (Regular) Payments: 24/7 on weekdays.

Euro (EUR):

  • Swift (Priority) Payments: 3:30 PM WAT

  • SEPA Instant Payments: 7:00 PM WAT

  • SEPA Credit Transfers: 3:00 PM WAT

Key Notes

  • Payments initiated after these times may process the next business day.

  • Double-check for any changes in daylight saving, which could affect the cut-off times.

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